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Aging Off Parent Plans While in College or Graduate School
Turning 26 is a significant milestone, not just for you personally, but also financially and logistically, particularly in the area of health insurance. As per the Affordable Care Act (ACA), young adults can stay in a parent’s health insurance plan until 26. For undergraduates and college students leaving a parent’s plan can be overwhelming especially…
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5 Common Mistakes to Avoid When Shopping for Annuities
Annuities can play a significant part in planning for retirement especially for those seeking steady income and longer-term financial stability. However, they aren’t the same for everyone. With different types, various fee structures and long-term commitments, making the wrong choice will limit flexibility and lower overall returns. Recognizing the most frequent mistakes that people make…
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The Role of an Insurance Broker in Risk Mitigation
Risk is an unavoidable aspect of running a successful business or governing personal assets. From unexpected medical expenses to property loss, liability claims, and workplace accidents, uncertainty is always present. The issue isn’t so much whether there are risks, but rather how prepared you are to manage these risks. This is when an insurance broker…