Surety Bonds

Surety Bonds are not exactly insurance, but we are able to offer a wide range of these bonds across numerous industries. We are able to secure your firm a bond whether you need access to a product that is in a standard market or a specialty market.

A surety bond is a contract between three parties: the principal firm needing the bond, the party requiring the bond or the obligee, and the surety company providing the surety bond. The bond guarantees that the principal will fulfill the terms of the contract and if they don’t, the obligee can turn to the surety bond to be made whole or recover their losses. So in short, insurance protects the insured, whereas a surety bond protects the third party of the obligee.

There are numerous types of surety bonds and these are some of the most common:
Contract Bonds

Bid Bonds
Maintenance Bonds
Performance Bonds
Payment Bonds
Subdivision Bonds

Court & Fiduciary Bonds

Appeal/Supersedeas Bonds
Bankruptcy Trustee Bonds
Conservator Bonds
Executor Bonds
Guardianship Bonds
Judicial Bonds
Probate Bonds
Replevin Bonds

License & Permit Bond

Contractor License Bonds
--Electrician License Bonds
--Plumbing License Bonds
--Roofer License Bonds
Cannabis Surety Bonds
Freight Broker Bonds
Janitorial Service Bonds

Fidelity Bonds

ERISA/Pension Bonds
Dishonesty Bods & Business Services Bonds
Janitorial Service Bonds
Notary Bonds


Keen Coverage LLC recognizes the importance of providing bonds to small, minority, and emerging contractors, and can access these programs to help our clients.

SBA Surety Bond Guarantee Program

The U.S. Small Business Administration’s (SBA) Surety Bond Guarantee Program — with cooperation from the surety industry — assists small construction companies in obtaining required bonds for federal, state, local, and commercial construction projects, as well as service and supply contracts and subcontractors. Small and emerging contractors grow by increasing their contracting opportunities, especially through public sector construction projects. 

Keen Coverage

It is our job to shop multiple insurers on your behalf. We will invest the time to get to know you and your family’s background so that we can offer a full insurance plan.  This includes health, life insurance, long term care, disability, business, and surety policies.